One of the biggest drains on any budget is your cell phone bill and with everyone
moving towards smart-phones, bills are not getting any cheaper. On average, attaching a smart-phone data plan to your monthly service adds anywhere between $15-$30 more per month per line. This cost is in addition to voice, text, and taxes varying between
6.62% to 21.71%. In NY state this can lead to an addition $876 dollars over just 2 years, that is almost the cost of a brand new
Macbook Air!

Here is the breakdown of the cost of service between the big 4 carriers,